Massage Chair Covered By Insurance
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Massage chair covered by insurance. Access do not cover the specialized therapeutic chairs seats and benches listed below regardless of whether or not the hmo member has a durable medical equipment dme benefit. In such cases massage is considered part of a treatment plan and is liable for insurance coverage. Aetna s hmo plans follow medicare s coverage rules for these kinds of dme and medicare. Does your health insurance cover massage therapy.
To be considered medically necessary equipment a doctor must indicate the chair for the patient s specific health condition. Aetna hmo plans hmo qpos health network only health network option golden medicare and u s. Buying one of the best massage chairs is the only way to manage the therapy sessions. For example medicare does not cover massage therapy so you may be responsible for 100 of the costs if you seek this treatment.
Once the lift chair gets approval medicare covers 80 of the lifting mechanism. This can get expensive if you have a condition that requires you to have regular massage therapy. Therapeutic massage can help people deal with pain depression and other maladies. Abmp liability insurance is individual coverage with no shared aggregate and the highest limits available for massage therapy liability insurance.
Because the health insurance market has become so stringent on what is and is not covered you might have to fight to get your plan to cooperate. Massage therapy costs an average of 60 an hour as of 2009 figures. Part b will cover the actual seat lift mechanism only. The beneficiary must pay the remaining 20 plus the cost of the seat portion of the lift chair.
Before your insurance will pay for the massage you must provide proof from your primary health care physician that it is a medically necessary procedure. In some cases insurance will cover massage therapy. With the exception of hmos and medicare which generally do not pay for massage therapy in many other cases benefits are available for massage through insurance if there is a. Get affordable massage therapist insurance along with all the other great abmp benefits.
Going for a traditional therapeutic massage can be very expensive in the long run. Getting a health insurance plan to pay for a new massage chair can be challenging but for many people it is possible to get your chair or at least a portion of the cost covered under certain benefit plans. With so many people turning to massage therapy to help with medical treatments it would make sense that health insurance should cover massage but not all policies do so.